• +265 996 38 5222
  • Area 3, MTL COMPLEX Building
  • info@hscapital.org

HS Capital Ltd

HS Capital Limited is a Malawian company duly registered with the Register of Companies in Malawi that provides loans and other financial services to SMEs, individuals, and other entities. The company aims to support the growth and development of businesses and individuals by offering accessible financing solutions, including working capital loans, asset financing, and personal loans

Our smart approach
  • Making access to short term financing easy for both individuals and SME's
  • Short turnaround time , minimal documentation, precise credit appraisal and efficient service
  • Innovative and efficie channels for clients to accesses financing Great customer service and

Loan Services Provided

Agriculture

Agricultural loans are tailored to assist farmers with capital to invest in their farms, purchase new equipment, or increase production. We offer financing for crops, livestock, irrigation systems, and more, with flexible repayment options designed to align with harvest cycles and agricultural seasons.

Business Loans

Our business loans are designed to support small and medium-sized enterprises (SMEs) with funding for expansion, operations, and innovation. Whether you need working capital, equipment financing, or assistance with business growth, we provide customized solutions with flexible repayment options.

Educational Loans

We offer educational loans to help students achieve their academic goals. Whether for tuition, books, or accommodation, we provide flexible repayment plans, low-interest rates, and funding options to make higher education more accessible to students in Malawi and beyond.

Group Loans

Our group loans provide an excellent opportunity for communities, associations, or cooperative groups to access capital together. These loans help group members achieve collective financial goals, such as starting a business, improving livelihoods, or supporting communal projects.

Personal

Our personal loans are designed to cater to individuals seeking quick financial relief. Whether it's for an unexpected expense, home improvement, or a personal project, we offer competitive interest rates, flexible repayment terms, and fast approval processes to help you manage your finances effectively.

Personal Development Loans

Our Personal Development Loans are designed to empower individuals who seek to enhance their skills, pursue higher education, or engage in professional training programs. With easy access to funds, we support you in advancing your personal and career growth at an affordable rate.

Loan Application

Loan Image

Need financial assistance? Our team at HS Capital LTD is here to help you with the best loan options tailored to your needs. Whether you're looking to expand your business or cover personal expenses, we're just a click away. Get in touch with us today and start your journey to financial freedom!