• +265 996 38 5222
  • Area 3, MTL COMPLEX Building
  • info@hscapital.org

About Us

About HS CAPITAL LTD

HS Capital Limited is a Malawian Company duly registered with Register of Companies in Malawi as a Limited Company. HS Capital has One Share Holder who is also the founder, and has Three Directors that oversees the day to day operations of the company.

The HS Capital team is vibrant and innovative and have significant experience in the financial services industry. HS Capital was founded based on the need to fill a gap in the way financial services are offered to individuals and Small and Medium Enterprises.

The HS Capital team is continuously looking for innovative and efficient means of clients accessing short term financing. We realize that not every business or personal loan application will fit in the"straight and narrow" traditional loan appraisal checklist and we therefore look at different ways of serving our clients with the information they have readily available for a credit appraisal

Our Mission

Our mission is, to provide affordable financial and transformational services to the less privileged Malawians who because of their economic status in the society are unable to access financial services in order to boost their livelihoods and later on even fail to send their children to good schools.

Our mission therefore will be accomplished when we see these less privileged Malawians access the financial services and are able to register food surplus which could be commercialized

What We Believe

  • Making access to short term financing easy for both individuals and SME's.
  • Short turnaround time , minimal documentation, precise credit appraisal and efficient service.
  • Innovative and efficient channels for clients to accesses financing.
  • Great customer service and experience.

Our Vision

Our vision is to build a financial lending service brand which will became the lead choice for individuals, groups, farmers as well as small and medium enterprises across Malawi and beyond borders

  • We strive to empower communities with accessible financial resources for growth and prosperity.
  • Our goal is to provide affordable and flexible lending solutions to individuals, businesses, and agricultural sectors.
  • We aim to be a trusted partner in driving economic development by offering personalized financial support.
  • Our services are designed to foster financial inclusion and improve livelihoods across Malawi and neighboring regions.
  • We believe in promoting sustainable business practices and helping small and medium-sized enterprises thrive.
  • Our vision is to offer a seamless, technology-driven lending experience that meets the diverse needs of our clients.
  • We focus on creating long-term relationships with our clients, built on trust, reliability, and mutual success.

Need financial assistance? Our team at HS Capital LTD is here to help you with the best loan options tailored to your needs. Whether you're looking to expand your business or cover personal expenses, we're just a click away. Get in touch with us today and start your journey to financial freedom!